Finance your Wholesale Domestic Purchase with V12

Finance Explanation and Representative Example

Wholesale Domestic have teamed up with V12 Retail Finance to offer you a flexible and affordable payment options. V12 Retail Finance provides Retail Point of Sale Credit through an online paperless application and processing system. If your application is successful, you will enter into a Credit Agreement with Secure Trust Bank PLC trading as V12 Retail Finance.

V12 Retail Finance Limited is authorised and regulated by the Financial Conduct Authority under registration number 679653 and acts as a credit broker for Secure Trust Bank PLC. Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 204550.

V12 Retail Finance is a trading name of Secure Trust Bank PLC.

Wholesale Domestic Equipment Company Ltd, 406 Hillington Road, Hillington Industrial Estate, Glasgow, G51 4NG. Company Number SC041435. is acting as a credit broker for Secure Trust Bank PLC trading as V12 Retail Finance.

Wholesale Domestic Equipment Company is authorised and regulated by the Financial Conduct Authority, registration number 657799. Credit provided subject to age and status.

Processing a Loan Application

To process a loan application you will need to be 18 years old or over and provide some information which includes:

  • 3 years’ address history
  • Employment and income information
  • Your bank account number and sort code to set up a direct debit in your name
Applying for Finance

To apply for finance, you must;

  • Be over the age of 18
  • Work at least 16 hours a week or be retired with an income
  • You must also be a resident of the United Kingdom and have lived in the UK for the last 3 years or more.

Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from applying under their own names; however we will require the employment details of your spouse in order to process your application.

When you buy online from Wholesale Domestic Equipment Company Limited you have the choice of applying for instant finance by adding your purchase to the shopping basket, selecting the option to use V12 Finance, and completing an online finance application form.

The whole process only takes a few minutes and is simple and secure. Once your finance application is approved, you will receive on screen instructions of how to sign your credit agreement. You will also receive updates about your finance application and decision in real time to the email address you have provided.

Following receipt of your finance agreement and a few additional checks, your goods will be dispatched.

Applying for online finance couldn't be easier or more convenient. Once you've chosen the products you'd like to purchase, simply complete a brief online application form accessed via the 'checkout'. Just follow the simple instructions, entering your personal details as required and we'll do the rest.

Your questions answered

Here's some of the most commonly asked questions regarding online finance.

Once my application is approved, what happens next?

Within minutes of your application being approved, you will be presented with the option to sign your credit agreement online. Your credit agreement will be displayed on screen. You should read the credit agreement carefully before clicking all the relevant sections agreeing to its terms. Once you have agreed to the terms of the credit agreement Wholesale Domestic Equipment Company Limited will be notified and you need do nothing more.

If my application is not successful, can I re-apply?

Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest however, that you leave at least 6 months between applications.

Can I request delivery to an address other than my home?

In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.

Can I use a discount code with Finance?

At present our discount codes are not able to be used with a finance application.

To use the below example you can either slide the cursor to the desired location for total value and/or deposit and see your possible monthly payments or simply enter the values in the boxes to the right hand side of the sliders